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Personal Banking in and around Charlotte

Contact Ben Sprague

To apply for Banking Options or to learn more about Banking Products.

Profile photo of a State Farm Agent named: Ben Sprague

Ben Sprague

State Farm® Agent
Contact Ben Sprague

To apply for Banking Options or to learn more about Banking Products.

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Personal banking with U.S. Bank®

Charlotte, choose U.S. Bank® for help with your personal banking needs

Checking accounts

To learn about the U.S. Bank Smartly® Checking account, including the Smart Rewards program or Greenlight®, your local State Farm agent Ben Sprague is happy to help. Plus, ask Ben Sprague about State Farm exclusive benefits!

See U.S. Bank® checking accounts

Savings accounts

When you open a savings account with U.S. Bank®, you can enjoy benefits like access to your account 24/7 online or with our mobile app, competitive rates for State Farm customers, and more.

See U.S. Bank® savings accounts

CDs

Choose from CD options with flexible term lengths that may make one more advantageous for you and your goals than another. Your local State Farm agent Ben Sprague is willing to help walk you through your options more specifically.

See U.S. Bank® CD accounts

Credit cards

Some safeguards and benefits offered to State Farm Visa® cardmembers include purchase security, Auto Deductible reimbursement, cell phone protection, and more.

See U.S. Bank® credit cards

Personal loans

U.S. Bank® offers personal loans that can help you get closer to achieving dreams like going on a vacation, furnishing your home, purchasing a private-party vehicle, and a bathroom remodel.

See U.S. Bank® personal loans
Bank products to help meet your personal banking needs

Choose the personal banking products that work for you.

Profile photo of a State Farm Agent named: Ben Sprague

Ben Sprague

State Farm® Agent

Simple Insights®

Borrowing against life insurance: What to know

Borrowing against life insurance can help secure funds if needed but requires extensive consideration. Learn more about life insurance loans and how they work.

APR vs. interest rate on your car loan

How does vehicle loan interest differ from APR? How is APR calculated, and how does it affect your total payments and planning for a new or used vehicle?