Homeowners Insurance in and around Charlotte
Protect what's important from disaster.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
There's truly no place like home. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, an industry leader in homeowners insurance. State Farm Agent Ben Sprague is your understanding authority who can offer coverage options aligned with your specific needs.
Protect what's important from disaster.
Give your home an extra layer of protection with State Farm home insurance.

Don't Sweat The Small Stuff, We've Got You Covered.
From your home to your treasured keepsakes, State Farm can help you protect what you value most. Ben Sprague would love to help you know what insurance fits your needs.
When your Charlotte, NC, house is insured by State Farm, even if something bad does happen, your most valuable asset may be covered! Call or go online today and see how State Farm agent Ben Sprague can help meet your home insurance needs.
Have More Questions About Homeowners Insurance?
Call Ben at (980) 262-3929 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Why cleaning your chimney is important
Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.
How to clean gutters and downspouts safely
How to clean gutters and downspouts safely
Regular gutter cleaning may help you avoid expensive repairs to your home and yard. Learn how to clean gutters safely.

Ben Sprague
State Farm® Insurance AgentSimple Insights®
Why cleaning your chimney is important
Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.
How to clean gutters and downspouts safely
How to clean gutters and downspouts safely
Regular gutter cleaning may help you avoid expensive repairs to your home and yard. Learn how to clean gutters safely.